/* ============================================================
   CENTRAL INSURANCE SERVICES — Main Stylesheet
   Color palette: Deep navy trust + warm gold accent
   ============================================================ */

/* ---- Design Tokens ---- */
:root,
[data-theme='light'] {
  /* Brand Colors */
  --color-navy: #1a2e4a;
  --color-navy-dark: #0f1e32;
  --color-navy-mid: #243654;
  --color-gold: #c8961e;
  --color-gold-light: #e8b84b;
  --color-gold-highlight: #fef3d8;

  /* Surfaces */
  --color-bg: #f8f7f4;
  --color-surface: #ffffff;
  --color-surface-2: #f3f2ef;
  --color-surface-offset: #eceae6;
  --color-divider: #dcd9d4;
  --color-border: #d0cdc8;

  /* Text */
  --color-text: #1a1917;
  --color-text-muted: #6b6966;
  --color-text-faint: #b0aeaa;
  --color-text-inverse: #f9f8f5;

  /* Primary (Navy) */
  --color-primary: #1a2e4a;
  --color-primary-hover: #0f1e32;
  --color-primary-light: #2d4a73;

  /* Accent (Gold) */
  --color-accent: #c8961e;
  --color-accent-hover: #a87a12;
  --color-accent-light: #fef3d8;

  /* Semantic */
  --color-success: #2d6a2f;
  --color-success-bg: #e8f5e9;
  --color-error: #b91c1c;

  /* Radius */
  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-full: 9999px;

  /* Shadows */
  --shadow-sm: 0 1px 3px rgba(26,46,74,0.08);
  --shadow-md: 0 4px 16px rgba(26,46,74,0.10);
  --shadow-lg: 0 12px 40px rgba(26,46,74,0.14);
  --shadow-card: 0 2px 8px rgba(26,46,74,0.08), 0 1px 2px rgba(26,46,74,0.05);

  /* Type Scale */
  --text-xs: clamp(0.75rem, 0.7rem + 0.25vw, 0.875rem);
  --text-sm: clamp(0.875rem, 0.8rem + 0.35vw, 1rem);
  --text-base: clamp(1rem, 0.95rem + 0.25vw, 1.125rem);
  --text-lg: clamp(1.125rem, 1rem + 0.75vw, 1.5rem);
  --text-xl: clamp(1.5rem, 1.2rem + 1.25vw, 2.25rem);
  --text-2xl: clamp(2rem, 1.2rem + 2.5vw, 3.5rem);
  --text-3xl: clamp(2.5rem, 1rem + 4vw, 5rem);

  /* Spacing */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;

  /* Content widths */
  --content-narrow: 640px;
  --content-default: 960px;
  --content-wide: 1200px;

  /* Fonts */
  --font-display: 'Merriweather', Georgia, serif;
  --font-body: 'Inter', 'Helvetica Neue', sans-serif;

  /* Transitions */
  --transition: 200ms cubic-bezier(0.16, 1, 0.3, 1);
}

[data-theme='dark'] {
  --color-bg: #0e1621;
  --color-surface: #131e2e;
  --color-surface-2: #182437;
  --color-surface-offset: #1d2b40;
  --color-divider: #243450;
  --color-border: #2c3f5c;
  --color-text: #dde4ef;
  --color-text-muted: #8699b5;
  --color-text-faint: #4d6280;
  --color-text-inverse: #0e1621;
  --color-primary: #4a7fc1;
  --color-primary-hover: #6699d6;
  --color-accent: #e8b84b;
  --color-accent-hover: #f5ca6d;
  --color-accent-light: #2a2210;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.3);
  --shadow-md: 0 4px 16px rgba(0,0,0,0.4);
  --shadow-lg: 0 12px 40px rgba(0,0,0,0.5);
  --shadow-card: 0 2px 8px rgba(0,0,0,0.3);
  --color-gold-highlight: #1e1a0d;
  --color-navy: #4a7fc1;
}

@media (prefers-color-scheme: dark) {
  :root:not([data-theme]) {
    --color-bg: #0e1621;
    --color-surface: #131e2e;
    --color-surface-2: #182437;
    --color-surface-offset: #1d2b40;
    --color-divider: #243450;
    --color-border: #2c3f5c;
    --color-text: #dde4ef;
    --color-text-muted: #8699b5;
    --color-text-faint: #4d6280;
    --color-text-inverse: #0e1621;
    --color-primary: #4a7fc1;
    --color-primary-hover: #6699d6;
    --color-accent: #e8b84b;
    --color-accent-hover: #f5ca6d;
    --color-accent-light: #2a2210;
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.3);
    --shadow-md: 0 4px 16px rgba(0,0,0,0.4);
    --shadow-lg: 0 12px 40px rgba(0,0,0,0.5);
    --shadow-card: 0 2px 8px rgba(0,0,0,0.3);
    --color-gold-highlight: #1e1a0d;
    --color-navy: #4a7fc1;
  }
}

/* ---- Base Reset ---- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}
html {
  -webkit-text-size-adjust: none;
  text-size-adjust: none;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  scroll-behavior: smooth;
  scroll-padding-top: var(--space-20);
}
body {
  min-height: 100dvh;
  line-height: 1.6;
  font-family: var(--font-body);
  font-size: var(--text-base);
  color: var(--color-text);
  background-color: var(--color-bg);
}
img, picture, video, canvas, svg { display: block; max-width: 100%; height: auto; }
ul[role='list'], ol[role='list'] { list-style: none; }
input, button, textarea, select { font: inherit; color: inherit; }
h1,h2,h3,h4,h5,h6 { text-wrap: balance; line-height: 1.2; }
p, li, figcaption { text-wrap: pretty; max-width: 72ch; }
::selection { background: rgba(200,150,30,0.2); color: var(--color-text); }
:focus-visible { outline: 2px solid var(--color-accent); outline-offset: 3px; border-radius: var(--radius-sm); }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}
button { cursor: pointer; background: none; border: none; }
a, button, [role='button'], input, textarea, select {
  transition: color var(--transition), background var(--transition), border-color var(--transition), box-shadow var(--transition), opacity var(--transition);
}
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border-width: 0; }

/* ---- Layout Utilities ---- */
.container {
  width: 100%;
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-inline: clamp(var(--space-4), 5vw, var(--space-12));
}
.container--narrow { max-width: var(--content-narrow); }
.container--default { max-width: var(--content-default); }
.section { padding-block: clamp(var(--space-12), 7vw, var(--space-24)); }
.section--sm { padding-block: clamp(var(--space-8), 4vw, var(--space-16)); }

/* ---- Top Bar ---- */
.topbar {
  background: var(--color-navy-dark, #0f1e32);
  color: var(--color-text-inverse);
  padding-block: var(--space-2);
  font-size: var(--text-xs);
}
.topbar .container { display: flex; align-items: center; justify-content: space-between; gap: var(--space-4); flex-wrap: wrap; }
.topbar a { color: var(--color-text-inverse); text-decoration: none; opacity: 0.85; }
.topbar a:hover { opacity: 1; }
.topbar-links { display: flex; gap: var(--space-6); align-items: center; }
.topbar-links a { display: flex; align-items: center; gap: var(--space-2); }
.topbar-cta {
  background: var(--color-accent);
  color: #fff;
  padding: var(--space-1) var(--space-4);
  border-radius: var(--radius-full);
  font-weight: 600;
  text-decoration: none;
  font-size: var(--text-xs);
  opacity: 1 !important;
}
.topbar-cta:hover { background: var(--color-accent-hover); }

/* ---- Header / Nav ---- */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--color-surface);
  border-bottom: 1px solid var(--color-divider);
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition);
}
.header--scrolled { box-shadow: var(--shadow-md); }
.header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-6);
  padding-block: var(--space-3);
}
.logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  text-decoration: none;
  color: var(--color-text);
  flex-shrink: 0;
}
.logo-mark {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
}
.logo-text { display: flex; flex-direction: column; }
.logo-name {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.1;
}
.logo-tagline { font-size: var(--text-xs); color: var(--color-text-muted); }

.nav { display: flex; align-items: center; gap: var(--space-1); }
.nav a {
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-text);
  text-decoration: none;
  padding: var(--space-2) var(--space-3);
  border-radius: var(--radius-md);
}
.nav a:hover { background: var(--color-surface-2); color: var(--color-primary); }
.nav a.active { color: var(--color-primary); font-weight: 600; }

.nav-actions { display: flex; align-items: center; gap: var(--space-3); }
.btn-quote {
  background: var(--color-accent);
  color: #fff;
  padding: var(--space-2) var(--space-5);
  border-radius: var(--radius-full);
  font-size: var(--text-sm);
  font-weight: 600;
  text-decoration: none;
  white-space: nowrap;
  box-shadow: 0 2px 8px rgba(200,150,30,0.3);
}
.btn-quote:hover { background: var(--color-accent-hover); transform: translateY(-1px); box-shadow: 0 4px 12px rgba(200,150,30,0.4); }

.theme-toggle {
  width: 36px; height: 36px;
  border-radius: var(--radius-full);
  display: flex; align-items: center; justify-content: center;
  color: var(--color-text-muted);
  background: transparent;
}
.theme-toggle:hover { background: var(--color-surface-2); color: var(--color-text); }

.hamburger { display: none; flex-direction: column; gap: 5px; width: 36px; height: 36px; justify-content: center; align-items: center; border-radius: var(--radius-md); }
.hamburger span { width: 22px; height: 2px; background: var(--color-text); border-radius: 2px; transition: all 0.3s; }

/* ---- Mobile Nav ---- */
.mobile-nav {
  display: none;
  background: var(--color-surface);
  border-bottom: 1px solid var(--color-divider);
  padding: var(--space-4);
}
.mobile-nav.open { display: block; }
.mobile-nav a {
  display: block;
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-base);
  color: var(--color-text);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 500;
}
.mobile-nav a:hover { background: var(--color-surface-2); }
.mobile-nav .btn-quote-mobile {
  display: block;
  text-align: center;
  margin-top: var(--space-4);
  background: var(--color-accent);
  color: #fff;
  padding: var(--space-3);
  border-radius: var(--radius-lg);
  font-weight: 600;
  text-decoration: none;
}

/* ---- Hero ---- */
.hero {
  position: relative;
  min-height: 75vh;
  display: flex;
  align-items: center;
  overflow: hidden;
}
.hero-bg {
  position: absolute;
  inset: 0;
  background-image: url('../images/hero.webp');
  background-size: cover;
  background-position: center 40%;
  z-index: 0;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg, rgba(15,30,50,0.88) 0%, rgba(15,30,50,0.6) 55%, rgba(15,30,50,0.25) 100%);
  z-index: 1;
}
.hero-content {
  position: relative;
  z-index: 2;
  max-width: 640px;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  background: rgba(200,150,30,0.2);
  border: 1px solid rgba(200,150,30,0.4);
  color: var(--color-gold-light, #e8b84b);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: var(--space-2) var(--space-4);
  border-radius: var(--radius-full);
  margin-bottom: var(--space-6);
}
.hero h1 {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  color: #fff;
  font-weight: 700;
  margin-bottom: var(--space-6);
  line-height: 1.15;
}
.hero h1 span { color: var(--color-gold-light, #e8b84b); }
.hero-desc {
  font-size: var(--text-base);
  color: rgba(255,255,255,0.85);
  margin-bottom: var(--space-8);
  max-width: 52ch;
}
.hero-actions { display: flex; gap: var(--space-4); flex-wrap: wrap; }
.btn-primary {
  display: inline-flex; align-items: center; gap: var(--space-2);
  background: var(--color-accent);
  color: #fff;
  padding: var(--space-4) var(--space-8);
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: var(--text-base);
  text-decoration: none;
  box-shadow: 0 4px 16px rgba(200,150,30,0.35);
  border: none;
  cursor: pointer;
}
.btn-primary:hover { background: var(--color-accent-hover); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(200,150,30,0.4); }
.btn-secondary {
  display: inline-flex; align-items: center; gap: var(--space-2);
  background: rgba(255,255,255,0.12);
  color: #fff;
  padding: var(--space-4) var(--space-8);
  border-radius: var(--radius-full);
  font-weight: 600;
  font-size: var(--text-base);
  text-decoration: none;
  border: 1.5px solid rgba(255,255,255,0.35);
  backdrop-filter: blur(8px);
}
.btn-secondary:hover { background: rgba(255,255,255,0.22); border-color: rgba(255,255,255,0.55); }

.hero-stats {
  position: absolute;
  bottom: var(--space-8);
  right: 0;
  z-index: 2;
  display: flex;
  gap: var(--space-4);
}
.hero-stat {
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(10px);
  border-radius: var(--radius-lg);
  padding: var(--space-4) var(--space-5);
  text-align: center;
  box-shadow: var(--shadow-md);
  min-width: 100px;
}
.hero-stat-num {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-navy, #1a2e4a);
  line-height: 1;
}
.hero-stat-label { font-size: var(--text-xs); color: var(--color-text-muted, #6b6966); margin-top: var(--space-1); }

/* ---- Trust Bar ---- */
.trust-bar {
  background: var(--color-navy, #1a2e4a);
  padding-block: var(--space-6);
}
.trust-bar .container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: clamp(var(--space-6), 4vw, var(--space-12));
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  color: rgba(255,255,255,0.85);
  font-size: var(--text-sm);
  font-weight: 500;
}
.trust-icon { color: var(--color-gold-light, #e8b84b); flex-shrink: 0; }
.trust-divider { width: 1px; height: 28px; background: rgba(255,255,255,0.2); }

/* ---- Section Headers ---- */
.section-header { text-align: center; margin-bottom: var(--space-12); }
.section-header .eyebrow {
  display: inline-block;
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-3);
}
.section-header h2 {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  color: var(--color-text);
  margin-bottom: var(--space-4);
}
.section-header p { font-size: var(--text-base); color: var(--color-text-muted); max-width: 54ch; margin-inline: auto; }

/* ---- Services Grid ---- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: var(--space-6);
}
.service-card {
  background: var(--color-surface);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-card);
  border: 1px solid var(--color-divider);
  transition: transform var(--transition), box-shadow var(--transition);
  text-decoration: none;
  color: var(--color-text);
  display: flex;
  flex-direction: column;
}
.service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.service-card-img {
  width: 100%; height: 200px;
  object-fit: cover;
  background: var(--color-surface-2);
}
.service-card-body { padding: var(--space-6); flex: 1; display: flex; flex-direction: column; }
.service-card-icon {
  width: 48px; height: 48px;
  background: var(--color-accent-light);
  border-radius: var(--radius-lg);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: var(--space-4);
  color: var(--color-accent);
}
.service-card h3 {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  margin-bottom: var(--space-3);
  color: var(--color-text);
}
.service-card p { font-size: var(--text-sm); color: var(--color-text-muted); margin-bottom: var(--space-4); flex: 1; }
.service-link {
  display: inline-flex; align-items: center; gap: var(--space-2);
  color: var(--color-accent);
  font-size: var(--text-sm);
  font-weight: 600;
  text-decoration: none;
  margin-top: auto;
}
.service-link:hover { gap: var(--space-3); }

/* ---- About Strip ---- */
.about-strip { background: var(--color-surface-2); }
.about-strip .container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(var(--space-8), 6vw, var(--space-16));
  align-items: center;
}
.about-img-wrap {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.about-img-wrap img { width: 100%; height: 420px; object-fit: cover; }
.about-badge {
  position: absolute;
  bottom: var(--space-6);
  left: var(--space-6);
  background: var(--color-accent);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: var(--space-4) var(--space-5);
  text-align: center;
  box-shadow: var(--shadow-md);
}
.about-badge-num {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 700;
  line-height: 1;
  display: block;
}
.about-badge-label { font-size: var(--text-xs); font-weight: 600; opacity: 0.9; }
.about-content { max-width: 520px; }
.about-content h2 {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  margin-bottom: var(--space-4);
}
.about-content p { color: var(--color-text-muted); margin-bottom: var(--space-4); font-size: var(--text-base); }
.about-points { list-style: none; margin-bottom: var(--space-8); }
.about-points li {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  margin-bottom: var(--space-3);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}
.about-points li::before {
  content: '';
  width: 20px; height: 20px;
  background: var(--color-accent-light);
  border-radius: var(--radius-full);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23c8961e' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  flex-shrink: 0;
  margin-top: 2px;
}

/* ---- Testimonials ---- */
.testimonials { background: var(--color-bg); }
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: var(--space-6);
}
.testimonial-card {
  background: var(--color-surface);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  box-shadow: var(--shadow-card);
  border: 1px solid var(--color-divider);
  position: relative;
}
.testimonial-quote {
  font-size: 3rem;
  color: var(--color-accent);
  line-height: 0.5;
  font-family: Georgia, serif;
  margin-bottom: var(--space-4);
  opacity: 0.4;
}
.testimonial-text {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: 1.7;
  margin-bottom: var(--space-6);
  font-style: italic;
}
.testimonial-author { display: flex; align-items: center; gap: var(--space-3); }
.testimonial-avatar {
  width: 46px; height: 46px;
  border-radius: var(--radius-full);
  background: var(--color-surface-2);
  display: flex; align-items: center; justify-content: center;
  font-weight: 700;
  font-size: var(--text-base);
  color: var(--color-primary);
  flex-shrink: 0;
}
.testimonial-name { font-weight: 700; font-size: var(--text-sm); color: var(--color-text); }
.testimonial-location { font-size: var(--text-xs); color: var(--color-text-muted); }
.stars { color: var(--color-accent); font-size: 0.9rem; margin-bottom: var(--space-2); letter-spacing: 2px; }

/* ---- Service Area Map ---- */
.map-section { background: var(--color-surface-2); }
.map-wrap {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--color-divider);
}
.map-wrap iframe { width: 100%; height: 420px; display: block; border: none; }

/* ---- CTA Banner ---- */
.cta-banner {
  background: linear-gradient(135deg, var(--color-navy, #1a2e4a) 0%, var(--color-primary-light, #2d4a73) 100%);
  color: #fff;
  text-align: center;
  padding-block: clamp(var(--space-12), 8vw, var(--space-24));
}
.cta-banner h2 {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  margin-bottom: var(--space-4);
  color: #fff;
}
.cta-banner p { color: rgba(255,255,255,0.8); max-width: 50ch; margin-inline: auto; margin-bottom: var(--space-8); font-size: var(--text-base); }
.cta-actions { display: flex; gap: var(--space-4); justify-content: center; flex-wrap: wrap; }

/* ---- Contact Form ---- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: clamp(var(--space-8), 6vw, var(--space-16));
  align-items: start;
}
.contact-info h2 { font-family: var(--font-display); font-size: var(--text-xl); margin-bottom: var(--space-4); }
.contact-info p { color: var(--color-text-muted); margin-bottom: var(--space-8); }
.contact-detail {
  display: flex; align-items: flex-start; gap: var(--space-4);
  margin-bottom: var(--space-6);
}
.contact-detail-icon {
  width: 44px; height: 44px; flex-shrink: 0;
  background: var(--color-accent-light);
  border-radius: var(--radius-lg);
  display: flex; align-items: center; justify-content: center;
  color: var(--color-accent);
}
.contact-detail-text .label { font-size: var(--text-xs); font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--color-text-muted); margin-bottom: var(--space-1); }
.contact-detail-text a { color: var(--color-text); font-size: var(--text-base); text-decoration: none; font-weight: 500; }
.contact-detail-text a:hover { color: var(--color-accent); }
.contact-detail-text p { color: var(--color-text); font-size: var(--text-base); max-width: none; }
.hours-list { font-size: var(--text-sm); color: var(--color-text-muted); }
.hours-list li { margin-bottom: var(--space-2); display: flex; justify-content: space-between; gap: var(--space-4); }

.form-card {
  background: var(--color-surface);
  border-radius: var(--radius-xl);
  padding: clamp(var(--space-6), 4vw, var(--space-10));
  box-shadow: var(--shadow-md);
  border: 1px solid var(--color-divider);
}
.form-title { font-family: var(--font-display); font-size: var(--text-lg); margin-bottom: var(--space-2); }
.form-subtitle { font-size: var(--text-sm); color: var(--color-text-muted); margin-bottom: var(--space-6); }
.form-group { margin-bottom: var(--space-4); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-4); }
.form-group label {
  display: block;
  font-size: var(--text-sm);
  font-weight: 600;
  margin-bottom: var(--space-2);
  color: var(--color-text);
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: var(--space-3) var(--space-4);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  background: var(--color-bg);
  font-size: var(--text-sm);
  color: var(--color-text);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px rgba(200,150,30,0.12);
}
.form-group textarea { resize: vertical; min-height: 110px; }
.form-submit {
  width: 100%;
  background: var(--color-accent);
  color: #fff;
  padding: var(--space-4);
  border-radius: var(--radius-full);
  font-size: var(--text-base);
  font-weight: 700;
  border: none;
  cursor: pointer;
  box-shadow: 0 4px 12px rgba(200,150,30,0.3);
  margin-top: var(--space-2);
}
.form-submit:hover { background: var(--color-accent-hover); transform: translateY(-1px); }
.form-secure {
  display: flex; align-items: center; gap: var(--space-2);
  font-size: var(--text-xs); color: var(--color-text-muted);
  margin-top: var(--space-3);
  justify-content: center;
}
.form-secure svg { color: var(--color-success, #2d6a2f); }
.form-success {
  display: none;
  background: var(--color-success-bg, #e8f5e9);
  border: 1px solid var(--color-success, #2d6a2f);
  color: var(--color-success, #2d6a2f);
  border-radius: var(--radius-md);
  padding: var(--space-4);
  text-align: center;
  font-weight: 600;
  margin-top: var(--space-4);
}

/* ---- FAQ Accordion ---- */
.faq-list { max-width: 760px; margin-inline: auto; }
.faq-item {
  border-bottom: 1px solid var(--color-divider);
}
.faq-btn {
  width: 100%;
  text-align: left;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  padding: var(--space-5) 0;
  font-size: var(--text-base);
  font-weight: 600;
  color: var(--color-text);
  background: transparent;
  cursor: pointer;
  border: none;
}
.faq-btn:hover { color: var(--color-accent); }
.faq-icon { flex-shrink: 0; transition: transform 0.3s; color: var(--color-accent); }
.faq-item.open .faq-icon { transform: rotate(45deg); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
}
.faq-answer-inner { padding-bottom: var(--space-5); font-size: var(--text-base); color: var(--color-text-muted); line-height: 1.7; }

/* ---- Service Area Tags ---- */
.area-tags { display: flex; flex-wrap: wrap; gap: var(--space-2); }
.area-tag {
  background: var(--color-surface-2);
  border: 1px solid var(--color-divider);
  color: var(--color-text-muted);
  font-size: var(--text-xs);
  font-weight: 500;
  padding: var(--space-2) var(--space-3);
  border-radius: var(--radius-full);
}

/* ---- Page Hero (Interior Pages) ---- */
.page-hero {
  background: linear-gradient(135deg, var(--color-navy, #1a2e4a) 0%, var(--color-primary-light, #2d4a73) 100%);
  padding-block: clamp(var(--space-12), 8vw, var(--space-20));
  text-align: center;
  color: #fff;
}
.page-hero h1 {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  color: #fff;
  margin-bottom: var(--space-4);
}
.page-hero p { color: rgba(255,255,255,0.8); font-size: var(--text-base); max-width: 50ch; margin-inline: auto; }
.breadcrumb {
  display: flex; align-items: center; gap: var(--space-2);
  font-size: var(--text-xs); color: rgba(255,255,255,0.6);
  margin-bottom: var(--space-4);
  justify-content: center;
}
.breadcrumb a { color: rgba(255,255,255,0.7); text-decoration: none; }
.breadcrumb a:hover { color: #fff; }
.breadcrumb-sep { opacity: 0.4; }

/* ---- Service Detail Page ---- */
.service-detail-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: clamp(var(--space-8), 6vw, var(--space-16));
  align-items: start;
}
.service-detail-img {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.service-detail-img img { width: 100%; height: 400px; object-fit: cover; }
.service-detail-content h2 { font-family: var(--font-display); font-size: var(--text-xl); margin-bottom: var(--space-4); }
.service-detail-content p { color: var(--color-text-muted); margin-bottom: var(--space-4); }
.coverage-list { list-style: none; margin-bottom: var(--space-8); }
.coverage-list li {
  display: flex; align-items: flex-start; gap: var(--space-3);
  margin-bottom: var(--space-3);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}
.coverage-list li::before {
  content: '✓';
  color: var(--color-accent);
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 1px;
}

/* ---- About Page ---- */
.values-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: var(--space-6);
  margin-top: var(--space-12);
}
.value-card {
  background: var(--color-surface);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  text-align: center;
  box-shadow: var(--shadow-card);
  border: 1px solid var(--color-divider);
}
.value-icon {
  width: 56px; height: 56px;
  background: var(--color-accent-light);
  border-radius: var(--radius-full);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto var(--space-4);
  color: var(--color-accent);
}
.value-card h3 { font-family: var(--font-display); font-size: var(--text-base); margin-bottom: var(--space-2); }
.value-card p { font-size: var(--text-sm); color: var(--color-text-muted); max-width: none; }

/* ---- Footer ---- */
.footer {
  background: var(--color-navy-dark, #0f1e32);
  color: rgba(255,255,255,0.75);
  padding-block: var(--space-16) var(--space-8);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: clamp(var(--space-6), 4vw, var(--space-12));
  margin-bottom: var(--space-12);
}
.footer-brand .logo-name { color: #fff; }
.footer-brand .logo-tagline { color: rgba(255,255,255,0.5); }
.footer-brand p { font-size: var(--text-sm); color: rgba(255,255,255,0.6); margin-top: var(--space-4); margin-bottom: var(--space-6); max-width: 32ch; }
.footer-contact { font-size: var(--text-sm); color: rgba(255,255,255,0.7); }
.footer-contact a { color: rgba(255,255,255,0.7); text-decoration: none; }
.footer-contact a:hover { color: var(--color-gold-light, #e8b84b); }
.footer-col h4 {
  font-size: var(--text-sm);
  font-weight: 700;
  color: #fff;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: var(--space-4);
}
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: var(--space-2); }
.footer-col a { font-size: var(--text-sm); color: rgba(255,255,255,0.65); text-decoration: none; }
.footer-col a:hover { color: var(--color-gold-light, #e8b84b); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: var(--space-6);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  flex-wrap: wrap;
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.4);
}
.footer-bottom a { color: rgba(255,255,255,0.4); text-decoration: none; }
.footer-bottom a:hover { color: rgba(255,255,255,0.7); }

/* ---- Scroll Animations ---- */
.fade-up {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-up.visible { opacity: 1; transform: translateY(0); }

/* ---- Floating Quote Button (Mobile) ---- */
.float-cta {
  display: none;
  position: fixed;
  bottom: var(--space-5);
  right: var(--space-5);
  z-index: 90;
  background: var(--color-accent);
  color: #fff;
  border-radius: var(--radius-full);
  padding: var(--space-4) var(--space-6);
  font-weight: 700;
  font-size: var(--text-sm);
  text-decoration: none;
  box-shadow: 0 8px 24px rgba(200,150,30,0.4);
}

/* ---- Responsive ---- */
@media (max-width: 1024px) {
  .about-strip .container,
  .contact-grid,
  .service-detail-grid { grid-template-columns: 1fr; }
  .service-detail-grid > *:first-child { order: 2; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .hero-stats { display: none; }
}
@media (max-width: 768px) {
  .nav, .nav-actions { display: none; }
  .hamburger { display: flex; }
  .trust-divider { display: none; }
  .trust-bar .container { gap: var(--space-4); }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .topbar-links .topbar-link-hide { display: none; }
  .float-cta { display: flex; }
  .services-grid { grid-template-columns: 1fr; }
  .about-img-wrap img { height: 280px; }
}
@media (max-width: 480px) {
  .hero { min-height: 65vh; }
  .hero-actions { flex-direction: column; }
  .cta-actions { flex-direction: column; align-items: center; }
}

/* ---- Carriers Marquee ---- */
.carriers-track-wrap {
  overflow: hidden;
  mask-image: linear-gradient(to right, transparent 0%, black 8%, black 92%, transparent 100%);
  -webkit-mask-image: linear-gradient(to right, transparent 0%, black 8%, black 92%, transparent 100%);
}
.carriers-track {
  display: flex;
  gap: var(--space-4);
  animation: carriers-scroll 30s linear infinite;
  width: max-content;
}
.carriers-track:hover { animation-play-state: paused; }
.carrier-logo {
  flex-shrink: 0;
  background: var(--color-surface);
  border: 1px solid var(--color-divider);
  border-radius: var(--radius-lg);
  padding: var(--space-4) var(--space-8);
  font-size: var(--text-sm);
  font-weight: 700;
  color: var(--color-text-muted);
  white-space: nowrap;
  box-shadow: var(--shadow-sm);
  transition: color var(--transition), border-color var(--transition), box-shadow var(--transition);
  min-width: 120px;
  text-align: center;
}
.carrier-logo:hover { color: var(--color-primary); border-color: var(--color-primary); box-shadow: var(--shadow-md); }
@keyframes carriers-scroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}